職業偷竊高手凱倫在一次行動中被捕入獄。出獄后，賊阿巴即找她合作，計劃爆破國家銀行，盜取保險庫中的巨款。同時，賊阿巴又找來另一偷竊高手J.L.，一切部署完成后，兩人旋即以熟練技巧打開保險庫，當他們看到花花綠綠的銀紙后，立即作出決定……Karen McCoy (Kim Basinger) is released from prison with nothing but the clothes on her back. Before being incarcerated Karen was the bank robber of her time, but now she wishes for nothing more than to settle down and start a new life. Unfortunately between a dirty parole officer, old business partners, and an idiot ex-husband she will have to do the unthinkable in order to save her son (Zack English) and new heart throb J.T. (Val Kilmer): another job.